SM1 · 4 steps · ~20 min · Vintage: AR2008 · 31 Dec 2008

Before you revalue anything, classify everything.

Open Alstria's audited 2008 balance sheet. For each of the 18 lines, decide: do we carry it at face value, revalue it in a later sub-module, or exclude it from NAV altogether? The judgment looks simple. It's where most amateur NAVs go wrong.

1 Step 1 of 4 · The framework Read · ~60 seconds. Then continue to Step 2 below.

Three actions, applied to every line.

Every asset and liability on the reported balance sheet gets one of three labels. Get them right and the rest of the NAV build flows from carry-forwards you've locked here.

FACE
Carry at book
Short-term cash claims (receivables, payables, cash, accruals) and small operating assets where book ≈ market. These flow into other assets or other liabilities at the value reported.
REVALUE
Re-mark in a later sub-module
The big judgment items the analyst independently re-values: investment property (SM2), the development portfolio (SM3), the loan book and swaps (SM4). The book number is replaced, not carried.
EXCLUDE
Strip out of NAV entirely
Accounting items with no economic substance for a NAV investor — deferred tax that will never be paid, double-counting items, goodwill, intangibles that aren't separable.
Why we don't classify equity lines: NAV is built bottom-up from assets minus liabilities — equity is the residual you're rebuilding. The equity section is shown for reference in Step 3 (and it has one famous trap — the hedge reserve), but it isn't part of the triage.
2 Step 2 of 4 · Classify the balance sheet Interactive · ~15 min · 18 lines. Pick one of FACE / REVALUE / EXCLUDE for each, then click Check my answers.
Step 2 complete — all 18 lines classified correctly. Your carry-forward outputs are locked.
Continue to Step 3

Your task — 18 lines

Use the dropdown next to each line to classify it. If you're unsure, make your best guess and see the feedback after you click Check.

Assets — Consolidated Balance Sheet

AR2008 p.50 · Investment property at fair value under IAS 40 · all figures €k
Non-current assets
Total assets 1,873,493

Liabilities — Consolidated Balance Sheet

AR2008 p.51 · Note refs in line labels · all figures €k
Non-current liabilities
Total liabilities 1,143,826
Pick a classification for all 18 lines to enable the Check button.
3 Step 3 of 4 · Equity context Read · ~60 seconds. One trap to internalise before the knowledge check.

The equity section — and the one line that traps people.

Equity is the residual. We rebuild it bottom-up from the asset and liability sides. But there's one line worth lingering on: the hedging reserve. It's the OCI portion of the swap-book mark-to-market and shows up at −€49.6m. The temptation is to add it back to NAV (because it dragged equity down). Don't. Here's why.

Equity (for reference — no triage required)
Share capital56,000
Capital surplus755,285
Hedging reserve OCI portion of cash-flow hedges, Note 10.5−49,579
Treasury shares−14,983
Retained earnings−17,056
Total equity729,667

The hedge-reserve double-count trap

Alstria carries €1.1bn of floating-rate loans (Note 11.2) hedged with payer-fixed interest-rate swaps (Note 10.5). At year-end the swap book is in the money against the company by −€28.5m (rates moved against the fixed-payer side after the swaps were struck near peak rates).

That −€28.5m mark is already booked as a derivative liability on the balance sheet. Under cash-flow-hedge accounting, the OCI portion is also reflected in equity via the hedging reserve at −€49.6m (the difference is the ineffective portion that ran through P&L). The reserve is an accounting echo of the same economic loss already on the books.

If you "add back" the hedging reserve to NAV because it depressed equity, you're double-counting: the derivative liability already captured the cash impact you're hoping to recover. The reserve isn't a hidden asset — it's a contra-equity bookkeeping entry.

4 Step 4 of 4 · Knowledge check 3 yes/no questions. Each shows feedback immediately. Then SM1 is complete.
Knowledge check complete. SM1 is locked. Your carry-forwards will pre-fill SM2.
See your locked outputs

Three judgment calls that show up in every NAV.

Other assets (face value)
unclassified
Other liabilities (face value)
unclassified
Deferred to SM2 / SM3 / SM4
unclassified
Begin · Step 1